AFFORDABLE INSURANCE FOR ATHENS & ITS SURROUNDING AREAS
Kelsey's Insurance Brokers Inc has built a strong reputation over its decades of service. With a friendly atmosphere and quality insurance plans, our aim is to provide you with excellent customer support and dependability.
To learn more about our insurance plans, please feel free to contact us. We would be happy to answer all of your questions.
HOME INSURANCE
We offer various forms of residential insurance, such as Standard Homeowner, High Valued Home, Condo protection and Tenant protection.
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Standard Homeowner Insurance: For most people, our home is our greatest asset, which is why peace of mind knowing your greatest asset has protection against unforeseeable incidents is next to priceless. Call us today and let one of our personable and knowledgeable brokers listen to your needs so they can assist you in choosing the best insurance company and protection plan to fit your situation.
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High Valued Home Protection: Did you know if your home costs $1,000,000 to rebuild or higher, you may qualify for a High Valued Home package which provides various perks and levels of protection not available on most standard policies.
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Condominium Protection: We have access to some of the best Condominium protection plans on the market. Someone from our team would be happy to walk you through the coverages available to you.
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Tenant Insurance: Covering your contents may not sound important to everyone, but did you know a Tenant Insurance policy also provides you with world-wide liability coverage, which offers protection in the event someone takes legal action against you, whether you are travelling on vacation or an incident occurs on your own premises. When paired with your Auto Insurance, a Tenant policy usually becomes very affordable because of the multi policy discount which may apply to your auto insurance, depending on the insurance company.
AUTO INSURANCE
What is more enjoyable than driving? Whether you currently own your first vehicle or your tenth vehicle, we think everyone can agree, owning a vehicle is a great privilege. With such a privilege comes great responsibility. Protecting yourself financially from the aftermath of a potential automobile accident is crucial. Let us help you better understand the coverage options available to you as a vehicle owner.
BUSINESS INSURANCE (LIABILITY, PROPERTY, AUTO AND MORE)
Whether you have worked hard for many years or are just starting to build your empire, don’t let an unforeseen accident take that away from you. We will get to know you and your business and help you find the commercial policy to best fit your needs and provide you the peace of mind you deserve.
COTTAGE INSURANCE
Our office is located five minutes from the beautiful Charleston Lake, ON, and 20 minutes from the amazing St. Lawrence River. Not only our office, but most of our team, has “grown up on the lake”. We have been insuring cottages in many unique shapes and sizes for 50 years and know just what you need to protect your family asset during your summer activities and winter downtimes. Give us a call!
BOAT/MARINE
When it comes to boat insurance, companies differ in their claim settlement options, such as how many years they are willing to provide replacement value on a watercraft versus when they start taking depreciation into account. Let us take you through the options available to you so you can make an informed decision of how to insure your watercrafts.
LIFE/DISABILITY/CRITICAL ILLNESS/HEALTH/TRAVEL
Life Insurance
Procrastination is extremely costly when it comes to Life Insurance, and protecting your loved ones from financial hardships in the event of an unexpected death is crucial to a sound financial plan. Any responsible financial plan starts with Life Insurance and it’s best to secure it while you are young. We have access to many Life Insurance providers and will be happy to meet with you, discuss your insurance needs and tailor a product to best meet those needs without overextending your finances. If you have a mortgage, debt, are married, planning on starting a family, concerned about estate taxes being left to your family upon your death or are a business owner, you need to call us right away.
Disability Insurance
Protecting your ability to maintain a flow of income is also crucial to any financial plan. We have access to various Disability Insurance providers and our team is always happy to help you secure a policy that will provide you with invaluable peace of mind.
Critical Illness
Recovery from a critical illness such as cancer, stroke and heart attack can become a great financial burden on you and people you care about, and it can largely hinder your ability to reach your financial goals. Critical Illness Insurance helps to pay for costs associated with illnesses which are covered by your policy after surviving the waiting period, and you get to decide how to spend the money.
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Common Uses of Critical Illness Insurance: Reduce debt and other financial concerns while you cope with your illness, replace any reduced or lost income for you and your spouse who may wish to take time off work to care for you, bring in additional help at home for you and your family, consider new medical treatments and medications not covered by private or government health insurance plans.